Lender-Ready Plan


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Our lender-ready business plans are high-impact,    16-page documents, designed to attract institutional lenders, for loans up to $1,000,000.  Each design is crafted in Microsoft Publisher™, as double-sided copy in topically-related subject pairs, printed on high-grade stock in fiery color, and collated with a choice of die-cut window, embossed presentation covers and matching showcase foldersFive printed and bound originals, along with a CD, containing all relevant electronic files, are shipped by overnight express.  Wide variation is made possible through a host of supplemental services, freelance support, and media supplements.  Each standard 16-page business plan design contains:

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Executive SummaryOverarching grand summary, followed by 8 highlight paragraphs, each of which summarize a main text section of the business plan.  

Financial Summary:  Capitalization plan, operating highlights table; short and long-term graphs projecting Sales, Gross Margin, Net Income and Cash Flow.

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CompanyMission-vision and business opportunity statements, legal entity, ownership, history, location & facilities and inception-to-start-up financial summary

Products & Services:  Description and photographs of key products and services; discussion of fulfillment, competitive advantages and new product development.

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Market:  Analysis of key market factors, including market segmentation scheme, target markets, buying patterns and market growth and trend projections.  

Industry:  Analysis of industry characteristics and competitive factors, plus comparative analysis of key competitors and summary of competitive edge. 

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Strategy and Implementation:  Key strategies for mission success, plus a project schedule, detailing milestone tasks, budgeted expenditures and revenues.

Management and Risk Assessment:  Biographical sketches of management team, 3 or 5-year personnel plan, key success factors and a contingency plan.

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Capitalization Plan Start-up condition, resources and initial requirements, capitalization plan, use of proceeds, loan collateral, and later-round financing.

Business Projections:  Projected operating highlights and correlative chart, over 20 key financial indicators, plus breakeven, benchmark and sensitivity analyses.

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Sales:  Forecasted Sales and Cost of Sales table for the first 12 months and all fiscal years.  Forecasted Sales graphs for first 12 months and all quarters.

Net Income:  Projected Net Income Statement for the first 12 months and all fiscal years.  Projected Net Income graphs for first 12 months and all quarters.

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Cash FlowProjected Cash Flow Statement for first 12 months and all fiscal years. Net Cash Flow/ Cash Balance graphs for first 12 months and all quarters.

Balance Sheet:  Projected Balance Sheet for first 12 months and all fiscal years. Key financial indicator summary, along with Management Representation.

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ReferencesResearch endnotes, containing further amplification or references to secondary sources, as a facilitation to lender, investor or buyer due diligence. 

Title Page/Table of Contents:   Window-view of Title contents, legal disclaimer, Business Plan Highlights, Table of Contents, and company contact information.

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